Opt-Out

If you do not want to be enrolled into GSHIP, you must complete an online waiver application by submitting proof of current and ACA compliant coverage. If your waiver is Denied, you will be enrolled in GSHIP for Fall and Spring/Summer. You may only opt-out of coverage during the following Waiver Periods:

In accordance with the California Assembly Bill 594, California requires residents and their dependents to obtain, and maintain, health coverage or pay a penalty, unless they qualify for an exemption. Enrolling in student health insurance offered by the college or university you are attending is one way to meet this requirement.

All domestic students enrolled in state-side graduate or post-baccalaureate programs at SDSU and SDSU Imperial Valley are required to carry health insurance. To comply with the University’s health insurance requirement, students must either enroll in the SDSU student health insurance plan (SHIP) or waive by submitting proof of alternate health insurance each academic year. Students who do not take action will be enrolled in SHIP after the waiver deadline.

Alternate Health Insurance Requirements:
For the 2026-2027 policy year, students must carry health insurance that qualifies as Minimum Essential Coverage (MEC) to waive the school-sponsored plan. The guidance below clarifies which types of insurance meet MEC requirements and which do not.

1. If your plan is through an employer, Covered California/Marketplace, Medicare, Medi-Cal or Medicaid, it meets the MEC requirement.
2. If you have short-term/temporary insurance, travel insurance, or dental-only insurance, your plan does NOT meet the requirement.
3. If you aren't sure, check your Summary of Benefits (SBC) or call your insurance provider and ask whether your plan covers the 10 Essential Health Benefits required under this Affordable Care Act (ACA).

If your alternate health insurance meets the above minimum requirements, acquire the following scanned documents to submit a waiver request:
 

1. The front and back of your insurance member ID card. 

 
IMPORTANT: In order to waive or enroll, you will need to use your official SDSU student email address and create a password.  SDSU GSHIP students already have an account set up and cannot create a new account.    If you're unable to login, please contact [email protected]